Ontario Student Assistance Program (OSAP)
The Ontario Student Assistance Program (OSAP) is an application-based government aid program for Ontario resident students. Based on the government's assessment of your educational costs and expected financial resources, OSAP offers a mixture of repayable loans and grants (money you will not need to repay).
Full-Time OSAP Eligibility: Fall/Winter Session
|Category of Student||Course load needed to apply for Full-Time OSAP||Course load Equivalent in Registered Credits
|Undergraduates without a permanent disability||At least 60% course load||At least 9 credits in each term|
|Undergraduates with a permanent disability||At least 40% course load||At least 6 credits in each term|
|Graduate Student||Registered as a full-time students ( show 100% course load on OSAP applications||Credits are not considered|