Ontario Student Assistance Program (OSAP)

The Ontario Student Assistance Program (OSAP) is an application-based government aid program for Ontario resident students. Based on the government's assessment of your educational costs and expected financial resources, OSAP offers a mixture of repayable loans and grants (money you will not need to repay).

Full-Time OSAP Eligibility: Fall/Winter Session

Course Load Calculator: http://osap.yorku.ca/calculating-course-load

•    be enrolled full-time, taking a stand alone certificate (i.e. outside of a degree program),
•    be a Canadian citizen, permanent resident, or protected person,
•    have Ontario residency
•    demonstrate financial need
•    maintain satisfactory academic progress
•    be registered in an OSAP approved certificate program. At York, these include:
i.    Accounting (Professional)
ii.    Anti-Racist Research and Practice
iii.    Athletic Therapy
iv.    Discipline of Teaching English as International Language (D-TEIL)
v.    Emergency Management
vi.    Fitness Assessment and Exercise Counselling
vii.    GIS and Remote Sensing
viii.    Health Administration
ix.    Health Informatics (one year)
x.    Human Resources Management
xi.    Logistics (one year)
xii.    Management
xiii.    Marketing
xiv.    Meteorology
xv.    Primary Health Care Nurse Practitioner
xvi.    Refugee and Migration Studies
xvii.    Spanish/English Translation
xviii.    Sports Administration
xix.    Tech and Pro Writing
xx.    Teaching English to Speakers of Other Languages (TESOL)
xxi.    Urban Studies
xxii.    Women’s Studies-Advanced
xxiii.    Women’s Studies-General

•    Dropping courses
•    Dropping to part-time status during the year
•    Withdrawing from your program
•    Increases in your income, awards, or other resources
•    Reporting incorrect income information on your original application (you, parents, or spouse)
•    Receiving more OSAP aid than you were entitled to in two academic years
•    Failing courses

To apply for OSAP: We strongly recommend you scan and upload your OSAP signature pages and supporting document through your online OSAP account. This way you can reduce your application processing time and have access to view your uploaded documents and the status of your submission online.

  • MFSA:

    • OSAP applicants can complete and submit their MSFAA online.

    • Include instructions/step by step on how to do this - found below:


  • Paperless

  • Reduced processing time

  • Greater visibility to status of application

  • Completed online

Information Required:

  • Date of birth

  • Social Insurance Number (SIN)

  • MSFAA number (Provided in your OSAP account after your OSAP application has been processed OR in paper notice, if you requested paper communication on your OSAP profile)

  • Bank account information: Institution Number, Transit Number and Account Number (Ask your bank for your direct deposit form or find the numbers on your cheque.)

    Register for an online account with the National Student Loans Service Centre (NSLSC) and complete the online MSFAA to:

    • Receive funds

    • Track loan and grant status

    • Receive important updates

    • Update your contact and banking information

    1. Submit your OSAP application

    Submit your OSAP application to receive your MSFAA number. Your Required Documents page will display your 10-digit MSFAA number and the date you can expect a welcome email from the NSLSC. Begin the registration process only when you have received the welcome email (sent 2-3 days after OSAP application submission).

    2. Continue Registration Process

    Read the welcome email and click here or copy and paste the URL provided in the email to Continue Registration Process.

    3. Register your NSLSC account

    Choose from one of two options to register your NSLSC account:

    Option 1: (if you use one of the Sign-in Partners listed in the image below for online banking)

    Temporarily leave the NSLSC website by clicking Continue to Sign-In Partner and enter the log-in you use during online banking.

    Option 2: (if you do not use a Sign-in Partner listed for online banking)

    Temporarily leave the NSLSC website by clicking Continue to GCKEY. If you have not previously made a GC Key, click Sign Up and register.

    4. Return to the NSLSC website

    Click Continue to return to the NSLSC website and input your:

    • Personal and contact information

    • Communication preferences

    • Banking information

    5. Submit and review

    Read and accept the MSFAA terms and conditions.

    You can review your MSFAA on your OSAP account. Go to your Applications page and under More information click on Consents and agreements.

    More Information

    If you have questions about the new MSFAA registration process, visit NSLSC - FAQs.

    • Complete a Student Financial Profile online so that you can be assessed for additional funding and work/study employment opportunities. Please see more information below on reporting scholarships, awards and bursaries to OSAP.

    • After submitting your OSAP application, you should regularly check its status by logging into the government OSAP website.

For Full-Time students:

  • Married/Common-Law/Sole Support Parent: $570/week

  • Single, no dependants: $370/week

For Part-Time students:

  • Part-Time Canada Student Loan: $10,000

  • Canada Student Grant for Persons with Permanent Disabilities: $2000

  • Canada Student Grant for Part-Time Studies: $1800

  • Canada Student Grant for Part-Time Students with Dependants: $1920

  • Ontario Part-Time Grant: $500

The Debt Cap (The maximum amount of money a student borrower will have to repay) will also be set to inflation:

  • $7,500 for a 2-term academic year

  • $11,250 for a 3-term academic year

For more information, visit:


336 Student Centre, 4700 Keele St. York University, Toronto, M3J 1P3 | tel:416.736.5324 | fax:416.736.5827 | internal@yfs.ca
Category of Student Course load needed to apply for Full-Time OSAP Course load Equivalent in Registered Credits
Undergraduates without a permanent disability At least 60% course load At least 9 credits in each term
Undergraduates with a permanent disability At least 40% course load At least 6 credits in each term
Graduate Student Registered as a full-time students ( show 100% course load on OSAP applications Credits are not considered