Ontario Student Assistance Program (OSAP)

The Ontario Student Assistance Program (OSAP) is an application-based government aid program for Ontario resident students. Based on the government's assessment of your educational costs and expected financial resources, OSAP offers a mixture of repayable loans and grants (money you will not need to repay).

Full-Time OSAP Eligibility: Fall/Winter Session

Course Load Calculator: http://osap.yorku.ca/calculating-course-load

•    be enrolled full-time, taking a stand alone certificate (i.e. outside of a degree program),
•    be a Canadian citizen, permanent resident, or protected person,
•    have Ontario residency
•    demonstrate financial need
•    maintain satisfactory academic progress
•    be registered in an OSAP approved certificate program. At York, these include:
i.    Accounting (Professional)
ii.    Anti-Racist Research and Practice
iii.    Athletic Therapy
iv.    Discipline of Teaching English as International Language (D-TEIL)
v.    Emergency Management
vi.    Fitness Assessment and Exercise Counselling
vii.    GIS and Remote Sensing
viii.    Health Administration
ix.    Health Informatics (one year)
x.    Human Resources Management
xi.    Logistics (one year)
xii.    Management
xiii.    Marketing
xiv.    Meteorology
xv.    Primary Health Care Nurse Practitioner
xvi.    Refugee and Migration Studies
xvii.    Spanish/English Translation
xviii.    Sports Administration
xix.    Tech and Pro Writing
xx.    Teaching English to Speakers of Other Languages (TESOL)
xxi.    Urban Studies
xxii.    Women’s Studies-Advanced
xxiii.    Women’s Studies-General

•    Dropping courses
•    Dropping to part-time status during the year
•    Withdrawing from your program
•    Increases in your income, awards, or other resources
•    Reporting incorrect income information on your original application (you, parents, or spouse)
•    Receiving more OSAP aid than you were entitled to in two academic years
•    Failing courses

  1. Complete and submit the online OSAP application, identifying York University as your university. (*OSAP funds cannot be transferred from one school to another)
  2. Print the signature forms as required, and make sure that all signatures are included on the forms. (If even one signature is missing, the form will not be processed and your assessment and aid will be delayed)
  3. Attach any other required documentation to the signature forms.
  4. Submit the completed signature forms and supporting documentation to York University, preferably by June 30 for the next Fall/Winter session, to ensure that your funds are not delayed. You can place them in the drop box in the lobby of the Bennett Centre for Student Services (open 24 hours a day), or you can mail them to:
  • Student Financial Services-York University Bennett Centre for Student Services 4700 Keele St, Toronto, ON, Canada, M3J 1P3

To receive your OSAP, you are required to complete and submit a Master Student Financial Assistance Agreement (MSFAA). This is a lifetime loan agreement that will cover you for all the time you are in full-time postsecondary studies, and only needs to be completed ONCE. As soon as you have completed and submitted your online OSAP application, print your MSFAA, complete it, carefully read the instructions, and take it to any participating Canada Post outlet in your area. Your funding cannot be disbursed until you have done so. Also remember to keep a copy of your MSFAA for future reference. You can complete your online OSAP application at the Government website here

When do you complete this form? As soon as you have completed and submitted your Fall/Winter 2015-16 online OSAP application, print your MSFAA, complete it, carefully read the instructions, and take it to any participating Canada Post outlet in your area. Your funding cannot be disbursed until you have done so. When the completed form is received by the NSLSC, they will electronically inform the government that it has been received.

How will this benefit you? Once classes begin in September, the government will ask York's Student Financial Services to confirm your registration status, which includes your program, the year level of your program that you are entering, and course load. Once this is done, and this will depend on how quickly you enrol in all your courses, the government will authorize the release of your OSAP funds for the first instalment (60% of your total award) – that is, to send a payment to York if you agreed to re-direct OSAP money on your OSAP application, and the rest will be deposited into your bank account, or send a cheque to you. This means that it is no longer necessary for students to come to the Bennett Centre to pick up a paper loan/grant certificate form.

What about your second OSAP instalment? Later in the fall term, around late November, the government will notify you to go online, check your personal income that you had provided on your OSAP application, and you will need to confirm or update the information. This step will be critical as the second OSAP instalment in the Winter term will not be issued until this is done.

For Full-Time students:

  • Married/Common-Law/Sole Support Parent:  $570/week
  • Single, no dependants: $370/week

For Part-Time students:

  • Part-Time Canada Student Loan: $10,000
  • Canada Student Grant for Persons with Permanent Disabilities: $2000
  • Canada Student Grant for Part-Time Studies: $1800
  • Canada Student Grant for Part-Time Students with Dependants: $1920
  • Ontario Part-Time Grant: $500

The Debt Cap (The maximum amount of money a student borrower will have to repay) will also be set to inflation:

  • $7,500 for a 2-term academic year
  • $11,250 for a 3-term academic year

For more information, visit:


336 Student Centre, 4700 Keele St. York University, Toronto, M3J 1P3 | tel:416.736.5324 | fax:416.736.5827 | internal@yfs.ca
Category of Student Course load needed to apply for Full-Time OSAP Course load Equivalent in Registered Credits
Undergraduates without a permanent disability At least 60% course load At least 9 credits in each term
Undergraduates with a permanent disability At least 40% course load At least 6 credits in each term
Graduate Student Registered as a full-time students ( show 100% course load on OSAP applications Credits are not considered